室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

由 Mike Tsai 於 一, 2008/06/23 - 12:09pm 發表

經濟不景氣,如果想要透過住宅改造來解決家中的住宅問題。但幾十萬的修繕費用又造成家中資金運用的壓力時,或許可以考慮申請內政部的房屋修繕低利貸款。


內政部房屋修繕貸款以補助年所得最高不超過145萬(台北縣市,其他縣市往下調降,高雄地區105萬元,其他省轄市96萬元 )的家庭為主,屋齡需在十年以上。

申請通過者可以用最高約1.077的年利率來貸款(現在的郵儲利率為1.125%,by 98/02/20)最多八十萬的修繕貸款(營建署尚有針對其他弱勢族群則為更低的利率,詳見營建署網頁文件中附件五第二類)。而且攤還期限長達十五年,讓有需要的家庭透過此一貸款來解決家中的問題。

這個修繕主要的申請方式如下:

先下載申請書(營建署網頁下載目前無法使用)並備妥所需的相關文件(如房屋的權狀、戶籍謄本等,詳見營建署網頁第五點)

申請人填寫完之後,在申請截止日期前,將你的申請書及相關文件以掛號郵寄或送至你戶籍所在地之直轄市、縣(市)主管機關(各地主管機關名單)

接著你申請的機關會在兩個月內幫你完成審查,確認是否通過申請。

然後重要的來了:審查通過的家庭將由審查機關修繕住宅貸款利息補貼證明

然後你再憑著這個所謂的”補貼證明”在核發下來兩個月期限內去向承辦這個業務的銀行辦理貸款。(承辦銀行名單,文件中附件四)

接著呢,你要在六個月內完成你的住宅改造大業,但別忘了要在室內裝修進行的前後拍照檢附給貸款給你的銀行。

最後你們就可以以很低的利息慢慢還款並享受居家品質的提升了。

而當然你也可以申請銀行自行推出的修繕貸款,額度較高,最多可達數百萬元,但相對的利率也會較高。例如台銀的房屋修繕貸款目前利率為4.368%至4.768%。

最後補充一點:這個貸款96年度的申請期限到6/30為止。97年度的將於7/15號開放申請。

97年度的申請已於98/02/25截止,有興趣申請的版友請密切注意新年度的申請時間!
 

98年度的申請即將開始 , 受理時間從7/15到8/14 ,請洽各地主管機關!

99年度的申請已確認時程 ,是從 7月五號 到 8月 13 號受理第一批,有興趣的板友 可以先下載表格研究並準備相關文件!

營建署99 年度修繕貸款問與答

申請表下載,請按此

 

100 年修繕貸款申請請參考下面網址: 申請時間從 7/5 到 8/15 為止!

http://www.cpami.gov.tw/chinese/index.php?option=com_content&view=article&id=11136&Itemid=5#a2

-------------------------------------------------------

最後,補充一下

修繕補助匯整,可以參考:

修繕補助

 

 

廁所有臭氣問 題,請看宜修網廁所臭氣修繕通

宜修網修繕通: 廁所臭氣哪裡來? 要怎麼解決?

 

 

回應

Re: 室內裝修好幫手:內政部房屋修繕貸款

以下是今天的新聞,今年的修繕低利貸款申請15號就要開始了
雖然說因為前陣子利率調動 因而利率高了點
但其實還是很低的
有修繕需求的朋友不妨考慮去申請

購屋、修繕貸款 利率最低2.192%   2008.07.10

房貸利率看漲,想節省房貸支出,銀行業者昨天,由營建署主辦的購屋、修繕貸款,下周二(15日)起接受申請,因現行利率最低2.192%、最高2.767%,在房貸中最優惠,近來民眾詢問度高。

銀行業者表示,這項由政府補貼利息的97年度購置住宅,及修繕住宅貸款,申貸者只要符合中低收入、單親家庭等條件者,目前利率僅2.192%;已婚或單身滿40歲者,現行利率2.767%。

在貸款額度,銀行主管說,房貸每戶最高可貸220萬元,名額限30,000戶;修繕貸款最高80萬元,名額僅5,000戶。

不過,銀行業者提醒民眾,政府雖公告申請期限是自7月15日起至8月15日止;但依以往經驗,只要還有名額,內政部還是會重新開放給申請,民眾沒有必要因而急著買房子。

在修繕貸款方面,銀行主管說,凡是屋齡超過10年者,就可申請最高80萬、現行利率最低2.192%、最高2.767%的房屋修繕貸款。

http://udn.com/NEWS/STOCK/STO10/4419620.shtml

 

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先前我花了很多時間在PTT之類的BBS網站上找尋相關新聞,都找不到資料。還是宜修網專業,提供了修繕貸款的詳細資訊,早知道我也不用讀這篇BBS介紹資料,省去一點時間。 現在房價那麼高,房子真的沒辦法說換就換,老房子住久了總是會有一點問題,漏水、管線老舊、外牆剝落...有預算的話真的要好好修繕一番才是。

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Re: 室內裝修好幫手:內政部房屋修繕貸款

另外,針對中低收入戶原住民主管機關另訂有其建購、修繕住宅補助要點

可用於超過七年以上屋齡的自用住宅。

可到這個網址下載:補助要點

 

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Re: 室內裝修好幫手:內政部房屋修繕貸款


其實修繕貸款 在銀行方面並不是很重視

我朋友就是靠著修繕貸款出國讀書的

前陣子 也有新聞說 銀行為了閃避 政府限制房貸的比例條款

把一部分的房屋貸款 偷偷登記為修繕貸款(反正借貸利率差不多)

所以 銀行公佈的修繕貸款總數  我覺得已經有點失真了

 

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Re: 室內裝修好幫手:內政部房屋修繕貸款

恩  教練說的的確有這個狀況

由於政府的修繕貸款是一定要用在修繕上面

而民間放款的則沒有太多限制

因此就算民間的利率稍高

也還是回有很多人去借出來做別的應用

也算是一種特殊現象吧 呵

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

站長你好:房屋修繕貸款專案又開始了,我打電話去說我有政府住宅貸款專案,所以不可辦理,那想請問有何方法才能通過謝謝^^

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位板友

   你的情況依據目前的規定的確是不可申請,或許可以考慮民間的修繕貸款。

詳情請見:http://pda.cpami.gov.tw/web/index.php?option=com_content&task=view&id=1446&Itemid=106

另外,上面的連結我有更新過了,似乎有很多被營建署拿掉了!

p.s. 但申請書的檔案目前網路上卻找不到,我明天會問問營建署相關承辦人員看是哪個網址。

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問裝修一定要大興土木才能辦貸款嗎?年關快到了,只想買些家具,粉刷牆及修理門窗,流理枱等的小工程,也可以辦理嗎?拍照給銀行看,似乎看不到大肆整修的樣子吔

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問只想粉刷牆及修理門窗.買些小傢俱.維修浴室換馬桶. 也可以申請嗎? 如果可以.那又如何拍照給銀行呢

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

應該都可以吧, 不是說只要條件符合就可以嗎? 而且這位大大要做的項目 都屬於室內裝修的範圍 應該也要申請室內裝修吧......

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位板友:

關於你家房屋修繕的規模(金額)大小,其實在申請修繕利息補貼是沒有差別的!

請你直接下載申請文件送到地方政府去申請利息補貼,

然後趕快去找15家承辦銀行中的一家去辦理!

並且要提醒你:2/25號以前一定要去申請喔!

至於照片一般來說是規定要拍"修繕前後"的

我想,光是修廁所就容易看的出來前後了!要不然就拍張施工中的吧

但這個部份,政府其實不管,所以主要是要看你要申請貸款的銀行!

(這是我家修廁所的,一般人大概無法把家裡弄成這樣,看到這張照片就可以看出真的有作房屋修繕工程吧,)

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

依據日前營建署發布房屋修繕貸款資訊,現在的利率已經調的更低了:

  • 新聞原文:營建署表示,中華郵政配合中央銀行降息政策,日前第五度調降機動與固定存款利率,目前購置、修繕住宅貸款的優惠利率已調降至1.617%,弱勢戶的貸款利率更降至1.042%

請有意願申請的板友,要記得在2/25號以前提出申請喔!

 

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

看這位大大想做的工作   大概一星期就可以作起來了吧

可以趕快去申請利息補貼囉!

過年前應該來得及!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

買房子超過三十年的房子如何申請修繕補助款

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆上面的版友

   首先抱歉先前沒有回覆您的回應

基本上房屋修繕貸款主要的限制是看你家的年收入

屋齡的限制則是要十年以上才能申請!

其他的限制則包含房屋不得為自地自建的類型

以及下列:

未符合本貸款利息補貼申請條件、目前仍接受政府住宅貸款利息補貼者、接受鄉村地區住宅費用補貼未滿10年者或依集村興建農舍獎勵及協助辦法申請並獲獎勵及 協助未滿10年者,不得提出申請。但已申辦增撥新臺幣二千億元優惠購屋專案貸款者,得同時搭配本購置住宅貸款利息補貼。

 

最後,再提醒大家97年度的申請期限已經在今年(98年)2月截止了,

有興趣的朋友請密切注意98年度的申請時間。

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

我想知道98年度的內政部房屋修繕補助,是什麼時候?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

   您問到的問題

經我詢問營建署國宅組的承辦人員表示

98年度的房屋修繕補助大概要到六月才會公告受理申請

請密切注意本站 或者營建署網頁   ^^

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

狀況: 目前與父母同住,父親名下有一間"無地權"的空屋,可轉登記我個人名下。 (如果可以用我的名字辦理休繕貸款) 1.請問這樣我有機會辦理休繕貸款嗎? 2.我想政府的我一定辦不下來, 那一般銀行會承辦嗎? 3.金額&利息是依據什麼計算的? 4.房子過戶到我名下的話,是否應該用買賣關係呢?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

   抱歉先前回覆你的問題

在房屋修繕貸款的申請資格上

如果你名下沒有其他房屋,就符合"申請人及其配偶、戶籍內之直系親屬及其配偶僅持有一戶使用執照逾十年之老舊住宅"的申請條件

所以也沒有轉登記的需求

重點應該是你們現在住的房子是否是十年以上的房子

趕緊確認一下,98年的房屋修繕貸款6月就要開始申辦了  ^^

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

您好, 我有辦理並收到97年度的修繕補助的証明了 接下來要跟銀行辦理 需要帶什麼資料去辦嗎? 關於申貸的金額,怎麼知道可以貸多少錢? 是先要請人來估價,開証明,再辦理嗎? 還是在最高的額度內,想貸多少就貸多少嗎?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

   需要的資料包含:

  • 利息補貼證明、身分證、印章、土地及建物謄本、房屋稅籍證明書(或房屋稅單影本)

當然,你可以向打算申請的承辦貸款金融機構詢問並確認所需的資料清單。

另外,由於修繕貸款主要是利息補貼,因此只有限制金額上限, 但是你實際上貸到的金額可能要看承辦的銀行而定,因此建議你直接問想要申辦的銀行,並可以比較不同銀行的貸款政策所造成的差異。

 

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

你好:請問我在98/02/15之前申請了修繕貸款 可是遲遲不見下文也不知是否申請到了? 請問我該去哪裡才可以知道貸款的進度及資訊?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

你好,看推文中寫到98年度的補助要大約六月才能申請,因為最近家裡就要施工了,請問可以我現在先拍設施工前後的照片,然後到時候在申請嗎?如果可以,還有什麼需要注意的地方?例如還需要什麼證明之類的,謝謝

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

     你的問題實在不太方便在站上回應耶

我看我寫信給你好了  ^^"

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

   我已經回到你信箱了

你看看 有什麼進一步的問題  我們再討論吧!

 p.s. 我先把你的email 拿掉了  免得造成你的困擾   ^^"

室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問再來何時才又可以申請內政部房屋修繕貸款呢? 還有最高可貸80萬.那是依據什麼可貸到80萬呢? 因為我家是平房需要牆壁屋頂重新建設給已給點意見嗎? 如果可以地板跟外觀也要重新建設....

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

    今年度房屋修繕貸款的申請約是要等到六月才能申請

至於範圍的話 其實沒有特別規定

基本上你只要符合申請的條件即可

建議您可以利用這段時間好好規劃一下家中要做哪些房屋修繕  ^^

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問:辦理修繕貸款是否會因現在使用的房屋有貸款在而無法辦理呢?15家銀行中如有1家銀行不願意承辦,也代表其他銀行也不會承辦嗎?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

   如果您現在有接受政府其他利息補貼 則會有無法申請修繕貸款利息補貼的問題

也就是不符合資格

詳細規定可以看營建署的說明

http://www.cpami.gov.tw/web/index.php?option=com_content&task=view&id=1447&Itemid=106

另外 如果申辦下來政府的利息補貼證明 則應該不會有辦理貸款銀行不願意承辦的問題

您可以從上面的網址查詢所有的承辦銀行名單

 

 

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

站長您好: 我目前居住的公寓,情形大致如下: 1. 房子是登記在家父的名下,屋齡約32年,實坪約25. 2. 我已居住在此約十年左右,打算以這間公寓向銀行辦理修繕貸款約50萬. 3. 這間公寓目前沒有任何貸款. 4. 想請教您,依我的情形可以辦理房屋修繕貸款補助嗎? 以上謝謝您!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位板友

    依照您的情況

如果家父僅只有一戶房屋

且年收入也符合的話

條件應該沒有問題

詳情請看文章連結到的營建署資格規定吧   ^^

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

你好,看推文中寫到98年度的補助要大約六月才能申請,可是目前的房屋修繕工程巳經在進行,大約進行了五分之一,那我目前需要拍照施工中照片,或是需要注意什麼事項,才有助於未來房屋修繕補助的申請,謝謝!!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

站長,您好: 關於內政部房屋修繕補助部分有不清楚之處想請教 目前為結婚而購有新屋已辦理政府二千億房貸利息補助 由於新屋因位於高樓天花板配有消防水管 再加上基本裝潢 不知政府是否有可以申請的房屋休繕補助 煩您撥冗解惑 感激在心!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆兩位版友

    基本上 如果是很急的狀況

那就是先把修繕的情況拍下來

之後再趕快去申請房屋修繕貸款補助

照片主要是要給承辦銀行。

另外,如果已經有申請兩千億的購屋房貸利息補貼的話

就沒有辦法申請房屋修繕補助利息補貼了

建議這位版友可以洽詢民間的修繕貸款  ^^

 

最後 補充一下  今年的修繕貸款補貼應該會在七月中開始受理!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

你好,我家人有一幢無地權房屋想改善漏水及壁癌的情形可以申請修繕補助嗎? 我父親名下有1間農舍1間廠房條件符合嗎? 因為我家的漏水及壁癌情形很嚴重(從二樓天花板延伸至一樓壁面), 不知道該找那家公司(家在台中)?需要注意那種證照或條件呢?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位板友

   基本上申請資格主要是依照收入還有名下所擁的不動產來限制

因此  請你確認一下上面寫到的資格:

申請人及其配偶、戶籍內之直系親屬及其配偶僅持有一戶逾10年之住宅,若以「父母均已死亡,戶籍內有未滿20歲或已滿20歲仍在學、身心障礙或沒有謀生能力之兄弟姊妹需要照顧者」之家庭組成提出申請,申請人及其戶籍內之兄弟姊妹須僅持有一戶逾10年之住宅。

 

因此 建議您或許可以找民間的修繕貸款

另外,防水的問題  就請教防水部落格吧  防水部落格

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

98年的已經開始了嗎? 我該去哪裡申請呢? 還有一些參考資料呢? 大大麻煩你了感恩!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

    98年應該還沒有開始 (但也快了)

至於主管機關的話,可以看看下面這段: (是在我文章中的)

申請人填寫完之後,在申請截止日期前,將你的申請書及相關文件以掛號郵寄或送至你戶籍所在地之直轄市、縣(市)主管機關(各地主管機關名單)

也建議你看看大家上面的討論吧  ^^

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

最新消息!

 

   今年的房屋修繕貸款利息補貼將於 7/15 - 8/14 開始受理申請 !!

請洽各地主管機關!(各地主管機關名單)

去年沒有來得及申請的版友請趕快囉

至於相關申請細節 請往上爬文吧!    ^^

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

您好!請問98年度的修繕補助申請書可至何處下載?我都找不著...另外申請之補助要用於他處,可有變通之法?謝謝!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

   關於您的問題

營建署網站資訊如下

六、申請書要到哪裡購買或下載?   Top

答:(一)可在內政部營建署網站下載(網址:http://www.cpami.gov.tw/)。

  (二)可向直轄市、縣(市)政府索取(各直轄市、縣(市)政府的地址及電話請看附件三)。

建議您直接洽所在地主管機關吧!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

申請書在『青年安心成家住宅補貼及二千億房貸專區』右邊閃光處。

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

之前宜修網協助我將房屋這部分不管是修繕或是貸款都協助我處理得很好.跟大家分享囉~~ USA GINAULT rolex homage 工程師

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問修繕貸款核撥金額大致上會如何認定? 最高額度80萬要貸都可以嗎 還是可以做其他用途?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

    基本上你的問題很 tricky   ^^

對營建署而言發的是利息補貼證明

主要還是銀行承辦

因此建議您直接找承辦銀行討論囉

(但還是要有作一定程度的修繕  因為要檢附照片)

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

您好!想請問若房屋所有權人是婆婆,但婆婆跟我們並不同戶籍,而我又有身心障礙,請問我可以當申請人嗎?還是要我先生或我婆婆當申請人才較容易通過申請。

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

To all :

 

    98 年度的第二梯次已經開始受理了!

詳見下面文章:

房屋修繕補助之 本年度住宅修繕貸款第二梯起跑!!

 

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問一下唷~同一戶籍只能有一間房子 才能申請修繕貸款,那如果我把戶籍申請過來我名下的一間房子,而我這間房子要做修繕,這樣審核會過嗎?我單身...

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位板友

   申請資格如下,您參考一下

  • 年滿20歲。
  • 符合下列家庭組成之一(具備其中一種即可):
  1. 有配偶者。
  2. 與直系親屬設籍於同一戶者。
  3. 單身年滿40歲者。
  4. 父母均已死亡,戶籍內有未滿20歲或已滿20歲仍在學、身心障礙或沒有謀生能力之兄弟姊妹需要照顧者。
  • 申請人及其配偶、戶籍內之直系親屬及其配偶僅持有一戶逾10年之住宅,若以「父母均已死亡,戶籍內有未滿20歲或已滿20歲仍在學、身心障礙或沒有謀生能力之兄弟姊妹需要照顧者」之家庭組成提出申請,申請人及其戶籍內之兄弟姊妹須僅持有一戶逾10年之住宅。

 

依照您的情況 可能要看您是否有跟直系親屬一起住or 是否滿40 ???

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

妳好.. 我想請問因為最近政府下公告.我們跟後面住家各要擴進來75公分.可是因為我們現在的經濟狀況不是很好.我單親又有房貸.我可以申請房屋修繕補助嘛! 因為原住民的補助案已經截止.可是我現在也沒有多餘的經濟來源可以完成這項公告.所以才想看怎麼來申請補助讓我度過這次的拆除工作..謝謝

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

    相關資格如上則留言,

如果你名下只有一個10年以上的財產應該有機會

 

                                                  站長 Mike

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

您好!我已收到了補貼證明,但是上面說在收到證明六個月內向銀行申請貸款,但是您說的是二個月內,到底是二個月還是六個月呢?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

hi, 這位版友:

    現在的確是兩個月沒錯,

我不太確定是我那時候寫這篇文章的時候是兩個月,後來改了

還是單純的筆誤  ^^"

總之,六個月是沒錯的

good luck on ur 修繕工程

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

那麼請問現在都隨時都可以去申請嗎?請問要去哪裡申請呢?謝謝

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

    本年度第二梯次由10月開始

只到年底 或額滿

如果有意願申請

程序的部分建議先走

工程的部份 明年都還可以進行

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問~我申請房屋修繕補助過ㄌ.不知在來要如何向銀行貸款.又要向哪家銀行貸款較好.煩請賜教謝謝

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問一下我已經過了98年度第二梯次修繕補助ㄉ日期..現在就近ㄉ修繕補助日期還會有公告補助ㄇ?謝!!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

不好意思,想請問一下,小弟將於5月最近成家,房子可能於近期整修..我的疑問有

1.之前有人問過說~~因為最近家裡就要施工了,請問可以我現在先拍設施工前後的照片,
然後到時候在申請嗎?如果可以,還有什麼需要注意的地方?例如還需要什麼證明之類的,~~
這個可以麻煩板大私下回答嗎??

2.請問99年度的內政部房屋修繕貸款(內政部房屋修繕補助)什麼時候開辦啊??

3.成家後 , 夫妻兩年收入約最多約100萬元 , 這樣有合規定嗎??

4.小弟結婚後 , 夫妻雙方名下並無房子 , 即將居住的地方是男方父親的 , 屋齡約30年 , 男方父親及母親名下有2間房子 , 女方父母親名下則有1間房子 , 這樣有合規定嗎??

麻煩板大解答了.....感恩.........

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

不好意思,再問一個問題,辦理~房屋修繕貸款有需要拿房子作抵押借款嗎??

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

想要問一下..那你知道關於能夠補助修繕的民間團體在高雄地區有甚麼機構嗎? 因為我家的房子並沒有繳納房屋稅,真實情況不是很了解ㄟ,想替媽媽問一下 謝謝

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

想請問一下 如果把房子全都打平只留下一面牆 這樣有屬於列在房屋修繕嗎? 還是屬於從建? 這樣能不能申請內政部的房屋修繕貸款?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位板友

你所問的問題應該是就建築法來說,你所作的修繕行為是哪一類

依照建築法第九條規定

四、修建:建築物之基礎、樑柱、承重牆壁、樓地板、屋架或屋頂、其中任何一種有過半之修理或變更者。

 

我想你的部分應該較偏向這個,

 不過,就修繕貸款補助本身的補助範圍設定是"只要合法的修繕行為"即可。請參考下列說明:

十六、辦理修繕住宅的修繕項目有沒有甚麼規定?

答:本案係針對私有合法住宅進行補貼,故修繕之項目亦應符合相關法令規定。另修繕前之照片應妥善留存,以供後續查驗及請款之用。

也就是說,如果不是"陽台外推"、"頂樓加蓋"等違建行為,都可以屬於修繕補助的範圍。

 

不過,提醒你,如果修建的範圍如你所講的,那你可能需要依法提出申請。建議參考:

房屋修繕法律專欄五:住宅改建申請許可種類(一) 建築物主要構造部份變更

 

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問依下~~ 怎嚜每個連結都連不上呢!!! 我想找可貸款的銀行有哪幾間??

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

回覆這位版友

    原文所附的連結都是營建署的連結

不過,由於修繕貸款每年資訊都會更新

因此,在今年的方案出來後

這些連結都會更新

至於銀行的部份,雖然每年的更動很小

但建議可以等到確定名單出來後

可以在裡面找你原本有在往來的銀行辦理

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

請問版大: 1.我現在遷戶口過去要申請修繕貸款的戶籍到時7月5號要申請時可以過嗎? 2.假設申請過後拿補貼證明書去貸款時要拿房屋權狀抵押嗎? 謝謝!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

想請問一下 我奶奶他的房子本來是平房 現再想要全部打掉只剩下一面牆 然後建成"鐵皮屋2樓" 這樣可以申請修繕嗎? 會算違建嗎? 這樣是要"申請增建執照"對嗎? 那如果要申請的話會需要很多的費用嗎? 如果要申請程序要多久?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

不好意思! 我奶奶他的房子本來是平房現再想要全部打掉只剩下一面牆然後建成"鐵皮屋2樓" 這樣需要申請增建執照或者申請變更使用執照嗎?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

如果沒有申請的話是不是就無法辦理房屋修繕補助?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

家父在鹿港有一棟屋齡將近50年的平房,沒有保存登記,但是有每年都有繳納房屋稅及地價稅,我目前與雙親同住,已婚並且已滿40歲,不知是否符合貸款資格?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部房屋修繕補助)

您好:請問住了約20年的老房下雨就灟水,經翻修後延著牆灟水,...苦腦...我要問的重點是,翻修有四年了,現在才知道有這項〔內政部房屋修繕補助〕請問,我們來得急申請嗎,懇請給我們寶貴的見意,謝謝,

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

100年何時可申請

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

 

想要100年拿到錢 除了資格要符合之外 ,99年就要申請完成,

今年應該也是七月多申請,明年才可以拿到錢

參考網址:內政部營建署

自99年7月5日受理申請至99年8月13日止。若當年度受理截止時,申請戶數未達計畫戶數,本部得視辦理情形調整各直轄市、縣(市)之計畫辦理戶數或辦理第二次公告。

 

 

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

你好, 請問100年的報名申請是什麼時候開始呢!? 我在網路上都找不到相關的資訊!!! 感謝妳!!!!!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

想要100年拿到錢 除了資格要符合之外 ,99年就要申請完成,

今年應該也是七月多申請,明年才可以拿到錢

參考網址:內政部營建署

自99年7月5日受理申請至99年8月13日止。若當年度受理截止時,申請戶數未達計畫戶數,本部得視辦理情形調整各直轄市、縣(市)之計畫辦理戶數或辦理第二次公告。

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

100修繕貸款利息補貼申請

可以參考下面網址

申請時程是到 8 /15 為止!

 

http://www.cpami.gov.tw/chinese/index.php?option=com_content&view=article&id=11136&Itemid=5#a2

急~~~~~~~~~

Mike Tsai你好 我想在8/15前辦好 但有些疑問 1.現在利率到底多少? 2.會變動嗎? 3.我要修繕的房子10年以上,但戶籍在婆家,薪水規定是包含公婆嗎(不管同不同戶籍?),須先把我戶籍遷至我10年的房子嗎? 希望您能趕緊跟我說ㄚ~~感恩

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

版友您好

   抱歉近日事忙
未及早回覆
基本上依照申請人資格要求,

有符合的話
戶籍也不一定要遷
但重點是您公婆名下不可以有其他不動產 & 薪水要符合
如果他們名下還有其他不動產 & 妳沒有
那就要辦這個手續

利率的話,如果您公婆是滿65歲的申請人,則可以使用第一類優惠利率 :郵儲利率減0.533%。
如果不是則為:郵儲利率加0.042%。

利率的變動則是會的,會依照郵局的利率改變

另外,不確定您是否來得及 8/15 的申請,但通常每年都會有兩梯次
提供給您參考

或可洽 國宅組02-87712345 ext 2637

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

因為太晚看到這個訊息 想請問若有第二梯次,政府會公告嗎 我們要如何能知道.. 如果申請.何時能拿到貸款的錢呢???

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

通常會在十月開始,受理到12月,請在密切注意相關訊息!

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

修善後 房子又像新的了

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

請問:第一次要整修房屋,但是,想到要申請補助已超過收案日期,還有其他辦法或管道申請房屋修繕補助嗎?我爸媽弟都是身心障礙者,有辦法用其他方式嗎?請幫幫忙好嗎?我們真的很可憐

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

1.請問101年房屋修繕貸款何時辦理? 2.通過貸款資格審核何時可拿到錢? 3.我家有三個人(本人、母親、弟),房齡超過20年,而我弟剛最近用青年首 次購屋優惠房貸購置新屋(不久會搬出),這樣會影響我的申請嗎? 4.假如我通過屋修繕貸款申請,會影響日後我的青年首次購屋優惠房貸申請 嗎?還是單純取消修繕貸款利息補助而不會影響我購屋優惠房貸申請? 5.貸款金額是依據修繕花費總金額請款嗎?還是自己決定借款金額? 6.通過申請拿到錢,房屋修繕後需要請相關單位(政府機關或銀行)驗收嗎? 7.可以由我母親申請嗎?但她沒工作是正職家庭主婦。

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

.請問101年房屋修繕貸款何時辦理?

Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

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This is because she knows you're trying to pull those feelings back out and show them to her. bike reviews This New Year day is celebrated as a holiday in several countries across the world.

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Re: 室內裝修好幫手:內政部房屋修繕貸款(內政部營建署房屋修繕補助)

Giant Glory It is a touching snapshot of Mother Mary cradling the infant Jesus with a look of tender love and will drive home the central message of this festive occasion – not presents, trees or Santa Claus, but undying and selfless love. To ensure that you are not weighed down by combining both academic and social life is to find some good time to study together especially where your fields of studies are related. Giant Glory bikestrail.com Write your poem. heart rate monitor " ~ Ann Landers heart rate monitor He's Showing you Off to Friends running shoes I'm in never, never land. Now more than any other time, you have the opportunity to change the world around you in the way people live and coexist. running shoes This program teaches kids how to share and learn the value of giving without expecting anything in return. running shoes Okay, so women can admit that they love a man with an accent. If she's still emailing or texting you, or even calling to speak to you after she's ended things, chances are she's missing your company. running shoes Even so, you still must be careful. tire reviews The following dog bandanas are very popular among pet owners. Even though something looks so easy doesn't signify that it's in fact always that easy to accomplish. tire reviews Love and Betrayal on Grey's Anatomy season 7 episode 14 tire reviews "Only when we give joyfully, without hesitation or thought of gain, can we truly know what love means. That eludes to beginnings and endings. tire reviews A healthy Tony Moeaki wouldn't alter this discussion. tire reviews This moment is an escape from the tyranny of routine responsibilities. It's a great adventure story with strong values; great for the entire family. tire reviews Your work can interrupt you in the middle of a date. tire reviews It is a fantastic way of winning the lost love through the Voodoo magic spells. One which always stands out in my mind is where the sun and the wind have a contest to see who is the strongest and their goal is to make a traveler take off his coat in the quickest time. tire reviews This technique works on any one. tire reviews So go and sign in. As we know that that engagement is one of the best and unforgettable occasions for the couple, their members of family, relatives and also friends because this is the occasion where two hearts melt together to become one, two souls merge to respond as a single and two family come to join for cheering together in happiness and consoling each other in gloomy. tire reviews There are many UK dating websites that can lead you to your true soul mate. best acne treatment ). But bears it out even to the edge of doom. best acne treatment Buddhism, for example, teaches that you can achieve inner peace through eating less, drinking less, talking less and removing sources of outside stimuli through meditation and prayer. lawn mower battery Often times someone we have loved has turned their backs on us. This is to say that you must have in mind the kind of person we would be with. lawn mower battery He does not see his surroundings, only himself. lawn mower battery In fact, astrology is solving many queries and it goes without saying that it can tell you what you are not alive to. Without killing yourself, of course. lawn mower battery True rapture, I confess. lawn mower blade sharpener Sending message in a bottle to your beloved is one of the best things you can do to delight him/her. " -- Lao Tzu lawn mower blade sharpener You always read fairy tales and wished if life could just be the same it does happen in real life as well.

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grow taller Via the spiritual law of Yin-Yang, winning does come along with a price. If it's positive, write about how you'll help her continue in those emotional states. grow taller Their house within might be painted with red showing the love that they have from their choice, but they cannot give to another their walls painted in red, but only tell them through communication how it looks from within. heart rate monitor That is affection, which may (or not!) be an expression of love. When she is ready to come back to you or ask you to take her back, be gracious about it. heart rate monitor Today, men consider jewelries to be the best option in making them look trendy.

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And any advantage you can get to make it easier is in your best interest. scar treatment Consider what psychotherapist Thomas Moore, in Dark Nights of the Soul, says about talking to deceased loved ones: N08/ Relationships-love Is Not Just A Feeling Let them know and let them continue. N08/ www.flickr.com And most important of all consider how you are going to deliver your love letter to the person. scar treatment It also takes the pressure away from the first dance. Episode 134 (The Ricardos are Interviewed) Air Date: 11-14-1955 scar treatment The fact is that God is NON-judgmental, merciful and ultra forgiving. stop snoring after year. ) Accept your mistakes. stop snoring No one is with me 24/7, and even if they are a caring and sensitive person, they do not live inside my body and cannot know what I feel and need, moment by moment. stop snoring Typically spread on sandwiches like cheese, Marmite has spread its wings and is now used on other types of sandwiches, is available in snack form like cereal bars (yes, really!) and may well be growing in popularity – but there's still several hundred thousands, if not millions, who simply cannot stand the taste of it! The beautiful arrangement of these pieces, includes a knot design that follows a continual loop. stop snoring * Enjoy Personal Passion, Pleasure and Well-being stop snoring Seek for steadiness and a deep connection not based on the emotional highs. 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